Pricing plans
Choose an affordable plan tailored to your business needs with a one-time setup fee of $30 payable in your Local currency + KYC and enjoy a 30-day free subscription. You can conveniently make payments using various local currency options, such as card, mobile money, USSD, NQR, or bank transfer.
MVP Trial Plan
This is suitable to market a product
$8.99 /Month
Get Started- All plans have same features
- 30 days free subscription
- Staff/Officer3
- Branch1
- T&C Apply
Starter
This is suitable for small scale owners
$11.78 /Month
Get Started- All plans have same features
- WBL Open API access
- 30 days free subscriptionT&C Apply
- Staff/Officer5
- Branch2
- T&C Apply
Starter Plus
This is suitable for growing business owners
$15.50 /Month
Get Started- All plans have same features
- WBL Open API access
- 30 days free subscriptionT&C Apply
- Staff/Officer8
- Branch3
- T&C Apply
Business
This is suitable for medium scale business owners
$27.90 /Month
Get Started- All plans have same features
- WBL Open API access
- 30 days free subscription
- Free USSD CODE Sub String
- Staff/Officer16
- Branch4
- T&C Apply
Company
This is suitable for Business Expansion
$40.30 /Month
Get Started- All plans have same features
- WBL Open API access
- 30 days free subscription
- Free USSD CODE Sub String
- Staff/Officer25
- Branch6
- T&C Apply
Entrepreneur
This is suitable for Business Expansion
$60.76 /Month
Get Started- All plans have same features
- WBL Open API access
- 30 days free subscription
- Free USSD CODE Sub String
- Staff/Officer30
- Branch10
- T&C Apply
Express
This is suitable for Fast Growing Business
$80.60 /Month
Get Started- All plans have same features
- WBL Open API access
- 30 days free subscription
- Free USSD CODE Sub String
- Customized Mobile Application
- Staff/Officer60
- Branch15
- T&C Apply
Mega
This is suitable for Ultra Large Scale Businesses
$110.05 /Month
Get Started- All plans have same features
- WBL Open API access
- 30 days free subscription
- Free USSD CODE Sub String
- Customized Mobile Application
- Staff/Officer100
- Branch30
- T&C Apply
Advance
This is suitable for Ultra Large Scale Businesses
$149.73 /Month
Get Started- All plans have same features
- WBL Open API access
- 30 days free subscription
- Free USSD CODE Sub String
- Customized Mobile Application
- Staff/Officer150
- Branch40
- T&C Apply
Do You Need a Custom plan, White-label or Standalone host solution?
Let's talk.Transaction Charges breakdown
Note: This is subject to review from time to time and transaction charges apply only if addons features are used. you only pay for what you use
Inward /Credit/Deposit VIRTUAL ACCOUNT COLLECTION FEE
- Providus Collection 0.75% capped N150
- GTB vi Collection 0.75% capped N700
- Coronation Collection 0.75% +30 capped N150
- Wema Collection 0.75% +30 capped N150
- Sparkle Collection 0.75% +30 capped N150
- Asset Matrix Collection 0.75% capped N100
- VFD Collection 1% +10 capped N150
- Kuda Collection 0.75% capped N150
- WBA Collection 0.5% capped N50
You only get to pay if you are using third-party service as listed below. Item 2- 15 are totally optional
- Outward/ Payout- Bank transfer = N20 flat any amount
- Loan decision lookup N30 and above
- Loan Credit Check – N30
- CRC loan Lookup N100
- Third-party SMS Whitelisting to bypass DND= N5k -optional ( Takes 7 – 14 days)
- Self SMS API integration (post/get)- N0
- Transaction SMS Alert = N3
- BVN verification = N50
- NIN Verification = N100
- Bills Payment – N20
- Direct Switch Physical card ( Verve) unit now N2100
- USD Virtual card (Master) $5 flat. & Funding N1.5$
- Nibss Direct Debit Mandate Minimum N100 and capped N1,500
- Remita Direct Debit mandate = 1% + N20 capped N1,000
- Cgate USSD collection fee 1% + N20 capped N1,500
USSD CODE CONFIGURATION AND PRICING
Note: To activate your WBL USSD code, you only need to fund your USSD wallet with a minimum of ₦2,000... all other fees are optional.
| Services | Narration | Amount |
|---|---|---|
| USSD Minimum Wallet Funding | USSD wallet is where you will be debited (session fee) whenever your customer dials the code to transact, and the minimum you can fund is ₦2,000 | ₦2,000 |
| USSD WBL string activation | After your code is generated or WBL general code is assigned to your institution, your USSD code is expected to maintain a minimum balance of ₦500 to be active and a minimum of ₦2,000 to fund your wallet | ₦500 |
| USSD WBL string | WBL shared string e.g., 23411*1# – generate a unique USSD code to allow your customer to register or open an account by themselves via a USSD code we will assign to your institution. (This USSD code will only work on Wired Banking server and can’t be transferred) | ₦20,000 |
| Shared USSD | To own a Shared USSD for your institution e.g., 23411# – you are to engage us while we get it activated for your account (This USSD code can work on any server and ownership can be transferred) | ₦250,000 |
| USSD dedicated | To own a Dedicated USSD for your institution e.g., *234# – you are to engage us while we get it activated for your account after applying from NCC e.g., Duration - 6-8 weeks (This USSD code can work on any server and ownership can be transferred) | ₦2,500,000 |
| USSD Session/usage unit | Each time your customer dials the code, we charge your USSD balance with us, likewise provision option where you enter the amount to charge your customer balance | ₦6.5 |
WHATSAPP BOT CONFIGURATION AND PRICING
Note: To activate your WBL WhatsApp banking for your customers, you only need to fund your WhatsApp wallet with a minimum of ₦2,000... all other fees are optional.
| Services | Narration | Amount |
|---|---|---|
| Whatsapp Minimum Wallet funding | Whatsapp wallet is where you will be debited (session fee) whenever your customer completes a transaction via the WhatsApp banking Channel, and the minimum you can fund is ₦2,000 | ₦2,000 |
| Whatsapp Banking activation fee | Your WhatsApp Banking wallet balance must maintain a minimum of ₦500 | ₦500 |
| WhatsApp Banking session | Each time your customer completes a transaction, we charge your WhatsApp balance with us ₦3, likewise provision option where you enter the amount to charge your customer balance. | ₦3 |
| WhatsApp Banking Dedicated own Number | To configure our WhatsApp banking on your own dedicated phone number, a one-time fee of ₦50,000 is required to connect. Session fee remains the same. | ₦50,000 |
POS ( POINT OF SALES ) PRICING:
Cash out transactions are currently 0.45% cap N85 Bank transfer N20 flat Bills and Top up Commission 3%
| Services | Narration | Amount |
|---|---|---|
| Android POS | Deploy your own customized POS terminal, co-branded with your company name and logo, as well as determine pricing. | Outright - ₦85,000 |
| Analog POS | Set up a POS terminal uniquely customized for your business and co-branded. Determine the pricing you want to charge. | Outright purchase- (Analog) ₦60,000 and (Android) ₦120,000 |
| MPOS | Coming soon | - |
| Mobile POS | Turn your mobile phone into POS and start accepting card payments. Coming soon. | - |
APPLICATION PRICING
| APP TYPE | Details | Cost |
|---|---|---|
| Lowo Wallet Mobile App | Customers can download Lowo Wallet from a playstore and log in with credentials generated for them on the welcome message. Customers can login and carry out transactions eg: check their balance, Pay bills and bank transfer from your custom domain name, and work on all devices. (setup duration is 2 minutes) | Free |
| Custom Web App | Assign a subdomain eg: companyname.wba.ng cost N10,000. Customers can register, log in, carry out transactions eg: check their balance, Pay bills and bank transfer from your custom domain name, and work on all devices. (setup duration is 2 minutes) | ₦20,000 |
| Custom Lowo App (Android) | To customize or white-label our Lowo Wallet app with your business name, logo, and color and upload it on Playstore, a one-time fee applies. (setup duration is 4-7 days) | ₦150,000 |
| Custom Lowo App (IOS) | To customize or white-label our Lowo Wallet app with your business name, logo, and color and upload it on IOS store, a one-time fee applies. (setup duration is 4-7 days). Store fee applies. | ₦200,000 |
| Custom Web App (Dedicated Domain Name) | A dedicated URL or domain 'eg: companyname.com, org, or ng' N80k with a two-page website that shows more about your organization. Customers can register, login, and carry out transactions from your website. (setup duration is 3-14 days) | ₦100,000 |
ATM CARD PRICING
- DIRECT CARD ( SWITCHER)
- You issued direct verve/master physical ATM card with your customer leverage on WBA be it plain or customer with your company logo and name
Our Locations
Principal Office No 29, Second floor, Purple Stone, Apo Resettlement, FCT- Abuja. Nigeria
2. 30 N Gould St, STE R Sheridan, WY 82801 USA
Let's talk.Features
Cardless Withdrawal
Virtual / Internal Account
Bills Payment
VTU top-up
Nigeria Bank transfer
Key Services
International Transfer
Nibss Collection
Nibss Direct Debit mandate
Remita Direct Debit mandate
Payout? Auto instant settlement
Our Market
Lender
NeoBank
SACCO
Microfinance Institutions
Microfinance Banks,
Fintech
NGOs
Cooperative societies
Wired Banking Ltd © 2023
Wired Banking Africa is a registered trademark of Wobilo Africa Limited with RC No: 1732793 a duly registered legal entity in Nigeria. All Virtual Payment services are powered by Our Partner; Providus Bank licensed by the Central Bank of Nigeria. Wired banking financial services is provided under a MFI License regulatory provision with registration number RC:34343 in collabration with Asset matix Bank.